Bohai Bank Deploys Chain-Based Lending Model, Disburses 45.37M Yuan to Desert Farmers From Jan-May 2026

According to Smart Finance App, from January to May 2026, Bohai Bank disbursed over 45.37 million yuan in loans to upstream farmers of Shengmu Grassland, a national agricultural leading enterprise, under an innovative chain-based financing model that replaces traditional collateral requirements with core enterprise guarantees and dynamic farmer whitelists.

The lending scheme supports 200 square kilometers of desert ecological restoration in the Ulanbuhe Desert, Inner Mongolia, while establishing a replicable "industry chain plus finance" framework. The model stabilizes farmer income, enhances grassland production capacity, and delivers coordinated economic and environmental benefits through a three-tier risk control system linking farmer data, enterprise purchase records, and fund flow monitoring.