According to data from South Korea's Ministry of Land, Infrastructure and Transport released on July 15, home buyers in their 30s relied on bank loans for 41.29% of their total acquisition funds in the first four months of 2026, totaling approximately 10.7 trillion won. Those in their 20s showed 34.61% loan dependency.
The pattern contrasts sharply with older generations: buyers in their 40s and 50s relied on loans for 26.58% and 15.08% of funds respectively, while those 60 and above at just 7.37%. Among all age groups, only those in their 20s and 30s exceeded 30% loan dependency.