Ant International Launches Open-Source Agentic Mobile Protocol for AI Payments

Gate News message, April 28 — Ant International launched the open-source Agentic Mobile Protocol on April 28 in Kuala Lumpur to enable mobile wallets and applications to support AI agent payments, addressing the gap as most existing systems still rely on traditional card networks.

The framework provides tools for delegating payment authority to AI agents, settling very small agent-to-agent transactions, and verifying agent identity. Ant has open-sourced the protocol and is collaborating with more than 40 Alipay+ wallet partners, collectively covering 1.8 billion user accounts and 150 million merchants.

According to Juniper Research, digital wallet users reached 4.4 billion in 2025 and are projected to exceed 6 billion by 2030. Ant is piloting AI agent card transactions with Mastercard and Visa while working with Google on related protocols.

Ant's AI model Falcon processed $1.5 trillion in transactions during 2025 with over 90% accuracy and reduced foreign exchange costs by 60%. The system identifies high-risk transactions with 95% precision and detects deepfakes at a rate above 99.8%. Ant's merchant payment business Antom also launched EPOS360, an AI-powered application for small and medium-sized businesses that assists with tasks such as online store setup and cash flow tracking.