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Bank of America Sees U.S. Homebuyers Growing More Optimistic, Mortgage Rates Expected at 6.25%-6.75% This Year

2026-06-23 14:07:21

According to Bank of America consumer lending executive Matt Vernon, U.S. homebuyers and homeowners are becoming increasingly optimistic despite persistent market challenges, with many taking active steps rather than waiting on the sidelines. The bank expects mortgage rates to hold between 6.25% and 6.75% this year, a forecast aligned with consumers' growing awareness that elevated rates may persist longer. While affordability remains the primary market constraint, home purchase intent is rising as consumers recognize that higher rates are likely to stay.

Disclaimer: The information on this page may come from third-party sources and is for reference only. It does not represent the views or opinions of Gate and does not constitute any financial, investment, or legal advice. Virtual asset trading involves high risk. Please do not rely solely on the information on this page when making decisions. For details, see the Disclaimer.

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