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KB Kookmin Bank Cuts Mortgage Lending Limit to 3 Billion Won Without Prior Coordination, FSC Says

2026-07-15 02:37:12

According to Shin Jin-chang, director of the Financial Services Commission office, KB Kookmin Bank today reduced its mortgage lending limit from 6 billion won to 3 billion won without prior coordination with authorities. Shin emphasized the bank made this decision autonomously. The FSC maintained its position not to ease the annual household loan growth target of 1.5%, stating that while nominal GDP is expected to exceed 10 percent growth, the government will manage household debt based on absolute levels rather than GDP ratios. Shin noted South Korea's household debt ratio remains elevated at over 80 percent compared to developed countries at around 60 percent.

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